Buying a home in Halifax
Whether it's a first condo on the peninsula or a family home in Clayton Park, the process in Nova Scotia follows the same steps. Here's how it works with Chris.
- 01
Talk about your plans
A quick call about budget, timing, must-haves and which Halifax neighbourhoods fit how you live and commute.
- 02
Get pre-approved
A mortgage pre-approval tells you what you can spend and makes your offer stronger. Chris can introduce you to lenders and brokers he trusts.
- 03
Sign a buyer agreement
In Nova Scotia you sign a Buyer Designated Brokerage Agreement with the brokerage that represents you. Chris walks you through what it covers before you sign.
- 04
See homes
Chris sets up listing alerts that match your search and books showings. Before you write an offer you get the recent comparable sales for that street.
- 05
Write the offer
The Agreement of Purchase and Sale sets the price, deposit, closing date and conditions. Chris negotiates on your behalf.
- 06
Work through conditions
Common conditions are financing, a home inspection, insurance and a lawyer review. You have a set number of days to satisfy or waive each one.
- 07
Pay the deposit
The deposit is held in trust by the brokerage until closing and goes toward your purchase price.
- 08
Close with your lawyer
Your lawyer handles the title search, the deed transfer tax and the transfer of funds. On closing day you get the keys.
General information only, not legal or financial advice. Your lawyer and lender will confirm the details for your purchase.
Buying in Halifax FAQ · First-time buyer FAQ · Closing costs and taxes
Starting your search?
Tell Chris what you are looking for and he will set up listing alerts and walk you through the numbers.